Last update on 26/11/2023
Last update on 26/11/2023
Get 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases
Get 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent at international merchants
Get 1 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on local purchases
Access to meem As’hal Program, where you can convert your purchases into instalments starting from 0% up to 24 months!
Global Customer Assistance Services
Buyers Protection & 3D secure enabled
mada Pay enabled
Near Field Communication (NFC) for contactless and easy transactions
Apple Pay enabled
Safety-mode puts you in control
*Annual Percentage Rate (APR) %35.71
Get 0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases
Get 0.5 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on all international purchases
Enjoy one-time bonus SAR 50 cashback on MRSOOL eWallet upon first use of the meem MRSOOL Debit Card on purchases in the MRSOOL app. This offer is valid till 30th Sep'2023. Cashback will be credited within 7 working days
Get 3 accounts in 1 with meem OnePack – FREE and with no annual fee!
meem Money Box for easy saving goals
Instant issuance
Enjoy access to exclusive Visa deals and offers
3D secure enabled
Link and unlink foreign currencies as needed
mada Pay enabled
mada Atheer (NFC)
Apple Pay enabled
| Card Type | Transaction Type | Transaction Amount in SAR | Points Earned | Conversion Value per Point |
|---|---|---|---|---|
| meem MRSOOL Debit Card | Domestic in-app MRSOOL purchases | 100 | 0.5 | 1 SAR per point |
| meem MRSOOL Debit Card | International purchases | 100 | 0.5 | 1 SAR per point |
| meem MRSOOL Credit Card | Domestic in-app MRSOOL purchases | 100 | 1.5 | 1 SAR per point |
| meem MRSOOL Credit Card | Domestic purchases outside MRSOOL App | 100 | 1 | 1 SAR per point |
| meem MRSOOL Credit Card | International purchases | 100 | 1.5 | 1 SAR per point |
Existing meem customers - Registration on MRSOOL app and apply for a new Debit Card
New customers – Open a new OnePack account and select meem MRSOOL Debit card from the Debit Card options
| Saudis | Expatriates | |
|---|---|---|
| Fulfilment |
STP: If the customer has provided a GOSI certificate |
STP: If the customer has provided a GOSI certificate |
| OnePack account held |
Yes |
Yes |
| Minimum Age at Commencement (Years-G) |
18 |
18 |
| Maximum Age at Maturity (Years-G) |
Employed: Retirement age Retired: 70 |
|
| Minimum salary (SAR) |
Government & semi-government: 2,000
Employer A & B & C & D: 2,000
Retired: 1,900 |
Government & semi-government: 7,500 SAR
Employer A & B & C & D : 7,500 SAR
|
| Minimum current employment period |
1 Month |
3 Months |
| Minimum existing SIMAH history |
No requirement for minimum credit history for any borrower |
No requirement for minimum credit history for any borrower |
| Minimum credit limit (SAR) |
2,000 |
2,000 |
| Registration on MRSOOL App |
Required |
Required |
|
DBR (as per SAMA Responsible Lending Principles) |
||
| meem MRSOOL Credit Card | |
|---|---|
| Annual fees (SAR) |
Free for Life if you apply before 30 September 2023 |
| Supplementary Card (SAR) |
50 |
| APR % (Monthly) |
2.75% |
| FX Rate |
2.5% |
| Cash Withdrawal fees |
75 |
| Domestic |
Credit Cards
1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases
1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 domestic spends Debit cards
0.5 MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases |
| International |
Credit Card
1.5 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on all international purchases
0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases |
You earn meem MRSOOL points every time you use your meem MRSOOL Visa Debit or Credit Card. Please refer to the points conversion chart below:
Card Type
Transaction Type
Transaction Amt in SAR
Points Earned
Conversion Value per Point
Debit Card
Domestic on MRSOOL App
100
0.5
1 SAR per point
Debit Card
International
100
0.5
1 SAR per point
Credit Card
Domestic on MRSOOL App
100
1.5
1 SAR per point
Credit Card
Domestic outside MRSOOL App
100
1
1 SAR per point
Credit Card
International
100
1.5
1 SAR per point
You can view your meem MRSOOL points balance on the meem app under the meem MRSOOL points screen accessible through the quick action menu on the meem MRSOOL card page, you can also view your corresponding meem MRSOOL cashback on the MRSOOL app
You can redeem your meem MRSOOL points on the MRSOOL app for purchases within MRSOOL app
meem MRSOOL points are valid for a period of one year. Points will expire on a First In-First Out basis
No, there is no cap on meem MRSOOL cashback amount earned! You earn cashback equivalents corresponding to your spends!
Points earned on purchase transactions made on your card are credited to you within 7 business days. Typically, most points are credited within 3 business days and will be reflected on both apps subsequently
1 meem MRSOOL point is equivalent to SAR 1
To activate contactless transactions on your meem MRSOOL Debit card, you need to perform a PIN based transaction on any ATM or Point of Sale (POS) device
Yes, meem MRSOOL points can be earned on all transactions on your supplementary meem MRSOOL Credit Card
The Credit card is Free for Life if you apply before 31 December 2023
Your one time bonus of SAR 50 will be reflected within 7 working days
* Sum of total limit of your credit cards
** All installments other than home finance
CalculateStart over
Profit
Rate
Annual
Charge
Tenor
Minimum
Monthly Amount Due
Credit Limit
Credit Card Annual
Percentage Rate (APR)
- Credit Card APR is based on rough estimate.
- If there is no annual fee associated to your Credit Card the APR will be furthered reduced.
- This calculation is subject to change depending on the influencing factors such as consumer’s credit records.
Apply Now
GIB-Saudi Arabia, Commercial registration No. (2052001920) Unified No: (7001399042), licensed by the Saudi Central Bank under number 2007, and operating under the Saudi Central Bank’s control and supervision, unit number 54 – Al Khobar 34721 – 8208 Kingdom of Saudi Arabia.
Local Tel.: 8001166336, International Tel.: +966920026336
