Bing Bang | meem Digital Bank - Kingdom of Saudi Arabia

meem MRSOOL Cards

Get your meem MRSOOL Cards in a few easy steps and enjoy access to a range of features and benefits!

Last update on 19/03/2024

meem MRSOOL

Our cards deliver joy! Live life to the fullest, and earn exclusive rewards every step of the way!

Last update on 19/03/2024

Get 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases

Get 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent at international merchants

Get 1 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on local purchases

Access to meem As’hal Program, where you can convert your purchases into instalments starting from 0% up to 24 months!

Global Customer Assistance Services

Buyers Protection & 3D secure enabled

mada Pay enabled

Near Field Communication (NFC) for contactless and easy transactions

Apple Pay enabled

Safety-mode puts you in control

*Annual Percentage Rate (APR) %35.71

Get 0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases

Get 0.5 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on all international purchases

Enjoy one-time bonus SAR 50 cashback on MRSOOL eWallet upon first use of the meem MRSOOL Debit Card on purchases in the MRSOOL app. This offer is valid till 31th Mar'2024. Cashback will be credited within 7 working days

Get 3 accounts in 1 with meem OnePack – FREE and with no annual fee!

meem Money Box for easy saving goals

Instant issuance

Enjoy access to exclusive Visa deals and offers

3D secure enabled

Link and unlink foreign currencies as needed

mada Pay enabled

mada Atheer (NFC)

Apple Pay enabled

Card Type Transaction Type Transaction Amount in SAR Points Earned Conversion Value per Point
meem MRSOOL Debit Card Domestic in-app MRSOOL purchases 100 0.5 1 SAR per point
meem MRSOOL Debit Card International purchases 100 0.5 1 SAR per point
meem MRSOOL Credit Card Domestic in-app MRSOOL purchases 100 1.5 1 SAR per point
meem MRSOOL Credit Card Domestic purchases outside MRSOOL App 100 1 1 SAR per point
meem MRSOOL Credit Card International purchases 100 1.5 1 SAR per point

meem MRSOOL Debit Card Eligibility Criteria

Existing meem customers - Registration on MRSOOL app and apply for a new Debit Card

New customers – Open a new OnePack account and select meem MRSOOL Debit card from the Debit Card options

meem MRSOOL Credit Card Eligibility Criteria

 

 

Eligibility Criteria for MRSOOL Credit Card

  Saudis Expatriates
Fulfilment

STP: If the customer has provided a GOSI certificate

STP: If the customer has provided a GOSI certificate

OnePack account held

Yes

Yes

Minimum Age at Commencement (Years-G)

18

18

Maximum Age at Maturity (Years-G)

Employed: Retirement age Retired: 70

 

Minimum salary (SAR)

Government & semi-government: 2,000

Employer A & B & C & D: 2,000

Retired: 1,900

Government & semi-government: 7,500 SAR

Employer A & B & C & D : 7,500 SAR

 

Minimum current employment period

1 Month

3 Months

Minimum existing SIMAH history

No requirement for minimum credit history for any borrower

No requirement for minimum credit history for any borrower

Minimum credit limit (SAR)

2,000

2,000

Registration on MRSOOL App

Required

Required

DBR (as per SAMA Responsible Lending Principles)

  meem MRSOOL Credit Card
Annual fees (SAR)

Free for Life if you apply before 30 September 2023 

Supplementary Card (SAR)

50

APR % (Monthly)

2.75%

FX Rate

2.5%

Cash Withdrawal fees

75

Domestic

Credit Cards

1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases

1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 domestic spends

Debit cards

0.5 MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases

International

Credit Card

1.5 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 spent on all international purchases

0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases

Frequently asked questions

1.How can I get and start using meem MRSOOL cards?
  • Download meem KSA app & MRSOOL app
  • Apply for the meem MRSOOL cards and activate them on meem KSA app
  • Ensure the mobile number associated with your meem account is under your name and that you use the same mobile number on your MRSOOL account
2.How do I earn meem MRSOOL Points?

You earn meem MRSOOL points every time you use your meem MRSOOL Visa Debit or Credit Card. Please refer to the points conversion chart below:

Card Type

Transaction Type

Transaction Amt in SAR

Points Earned

Conversion Value per Point

Debit Card

Domestic on MRSOOL App

100

0.5

1 SAR per point

Debit Card

International

100

0.5

1 SAR per point

Credit Card

Domestic on MRSOOL App

100

1.5

1 SAR per point

Credit Card

Domestic outside MRSOOL App

100

1

1 SAR per point

Credit Card

International

100

1.5

1 SAR per point

3.Where can I see the total meem MRSOOL points I have available?

You can view your meem MRSOOL points balance on the meem app under the meem MRSOOL points screen accessible through the quick action menu on the meem MRSOOL card page, you can also view your corresponding meem MRSOOL cashback on the MRSOOL app

4.Where can I use my meem MRSOOL points?

You can redeem your meem MRSOOL points on the MRSOOL app for purchases within MRSOOL app

5.How long are my meem MRSOOL points valid for?

meem MRSOOL points are valid for a period of one year. Points will expire on a First In-First Out basis

6.Is there a cap on the meem MRSOOL cashback that can be earned and is reflected on the MRSOOL app?

No, there is no cap on meem MRSOOL cashback amount earned! You earn cashback equivalents corresponding to your spends!

7.How soon will the meem MRSOOL points appear in my account after I make a transaction on my card?

Points earned on purchase transactions made on your card are credited to you within 7 business days. Typically, most points are credited within 3 business days and will be reflected on both apps subsequently

8.What is the redemption value of 1 meem MRSOOL point?

1 meem MRSOOL point is equivalent to SAR 1 

9.How do I activate contactless transactions?

To activate contactless transactions on your meem MRSOOL Debit card, you need to perform a PIN based transaction on any ATM or Point of Sale (POS) device

10.How many points do I earn on every SAR 100 spend with meem MRSOOL Debit Card?
  • 0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases
  • 0.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 international spend
11.How many points do I earn on every SAR 100 spend with meem MRSOOL Credit Card?
  • 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 spent on in-app MRSOOL purchases
  • 1.5 meem MRSOOL points as cashback on MRSOOL wallet for every SAR 100 international spend
  • 1 meem MRSOOL point as cashback on MRSOOL wallet for every SAR 100 domestic spend
12.Will I earn meem MRSOOL points on spends on my supplementary meem MRSOOL Credit Card?

Yes, meem MRSOOL points can be earned on all transactions on your supplementary meem MRSOOL Credit Card

13. Do I pay annual fee for meem MRSOOL Credit Card?

The Credit Card is Free for Life if you apply before the 30th of June 2024

14. How long does it take for the bonus SAR 50 to be credited to my MRSOOL eWallet?

Your one time bonus of SAR 50 will be reflected within 7 working days

Annual Precentage Rate (APR)

SAR

Salary Used for Assessment

SAR

Total Credit Cards limit *

SAR

Total Monthly Installments **

* Sum of total limit of your credit cards

** All installments other than home finance

Calculate

Start over

Profit

Rate

2.75%

Annual

Charge

SAR 350

Tenor

12MONTHS

Minimum

Monthly Amount Due

5%

Credit Limit

SAR -----

Credit Card Annual

Percentage Rate (APR)

----%

- Credit Card APR is based on rough estimate.

- If there is no annual fee associated to your Credit Card the APR will be furthered reduced.

- This calculation is subject to change depending on the influencing factors such as consumer’s credit records.

Apply Now

Download the app to get started

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