No Salary Transfer

Further flexibility and competitive rates for meem Personal finance without Salary Transfer.


meem Personal Finance just got easier with Personal Finance available with no salary transfer required!

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Customer Eligibility
and Other Conditions:

Product Personal Finance – No Salary Transfer (PF)



Salary Credited in meem by GIB


OnePack a/c held


Minimum age at commencement (Years-G)


Maximum Age at maturity (Years-G)


Minimum salary (SAR)

SAR 10,000 (15,000 for military sector)

Minimum current employment period

12 Months

Maximum Finance Amount (SAR)

  500,000 SAR

Maximum tenor for loans (months)



Management fees

Monthly installment amount

Annual Percentage Rate

Maturity in years

Finance amount

3,770 SAR

8325.42 SAR


5 Years

377,000 SAR

The above table is an example and the Annual Percentage Rate (APR) may vary according to the amount, maturity period and credit score of each customer.

Frequently asked questions

Is meem’s Personal Finance with no-salary transfer product Shariah compliant?

Yes, all meem products are 100% Shariah compliant. For more information call 8001166336

Do I need to visit a meem store to apply for meem Personal finance with no salary transfer?

No, our aim is to make your life easier. With meem, you can apply and receive your finance digitally through our app

How long does it take to receive my financing?

We offer 24-hour disbursement if all customer documentation is submitted and complete.

Does the profit rate of meem Personal Finance with no salary transfer differ from Personal Finance with salary transfer?

Starting profit rates and annual profit rate (APR), will differ if you opt for Personal Finance with no salary transfer. Please call us on 8001166336 for more information.

N.B. Final offers for any Personal Finance of any kind is dependent on assessment of customer’s application and subject to the Bank’s assessment criteria.

What is the minimum salary to be eligible to apply for meem Personal Finance with no salary transfer?

Minimum salary for non-military sector employees is SAR 10,000 and SAR 15,000 for customers employed in the military sector.

Are non-Saudi nationals (expats) eligible to apply for meem Personal Finance with no salary transfer?

meem Personal Finance with no salary transfer is available to Saudi nationals only at this time.

No Salary Transfer


Monthly Income

Note: This calculation is approximate and not final

There is no hidden cost or surprises. With our real time calculator you can know all you need about the plan you have chosen.


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Percentage Rate (APR)


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