No Salary Transfer

Further flexibility and competitive rates for meem Personal finance without Salary Transfer 

Features

meem Personal Finance just got easier with Personal Finance available with no salary transfer required!

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Customer Eligibility
and Other Conditions:

Product Personal Finance – No Salary Transfer (PF)

Nationality

Saudi

Salary Credited in meem by GIB

Optional

OnePack a/c held

Yes

Minimum age at commencement (Years-G)

25

Maximum Age at maturity (Years-G)

60

Minimum salary (SAR)

SAR 10,000 (15,000 for military sector)

Minimum current employment period

12 Months

Maximum Finance Amount (SAR)

500,000

Maximum tenor for loans (months)

60

Frequently asked questions

Is meem’s Personal Finance with no-salary transfer product Shariah compliant?

Yes, all meem products are 100% Shariah compliant. For more information call 8001166336

Do I need to visit a meem store to apply for meem Personal finance with no salary transfer?

No, our aim is to make your life easier. With meem, you can apply and receive your finance digitally through our app

How long does it take to receive my financing?

We offer 24-hour disbursement if all customer documentation is submitted and complete.

Does the profit rate of meem Personal Finance with no salary transfer differ from Personal Finance with salary transfer?

Starting profit rates and annual profit rate (APR), may differ if you opt for Personal Finance with no salary transfer. Please call us on 8001166336 for more information.
N.B. Final offers for any Personal Finance of any kind is dependent on assessment of customer’s application and subject to the Bank’s assessment criteria

What is the annual profit rate (APR) for meem Personal Finance with no salary transfer?

Currently, our annual profit rate (APR) starts from 5% please refer to our table of charges for further information or call 8001166336!

What is the minimum salary to be eligible to apply for meem Personal Finance with no salary transfer?

Minimum salary for non-military sector employees is SAR 10,000 and SAR 15,000 for customers employed in the military sector.

Are non-Saudi nationals (expats) eligible to apply for meem Personal Finance with no salary transfer?

meem Personal Finance with no salary transfer is available to Saudi nationals only at this time.

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