meem Multi-currency account forms part of the meem OnePack account providing you with instant access to three types of account on one debit card. 

It is an ideal travel card for individuals who travel frequently, for those who need to transact in multiple currencies, bypassing the fees tied to currency conversion at the point of sale

The multi-currency account on the meem OnePack is perfect for:

• Travel enthusiasts 
• Individuals who travel frequently for work and business 
• Shopping and e-commerce enthusiasts who can pay using their currency of choice 
• Customers with commitments abroad can use multicurrency accounts to pay directly with the meem multicurrency feature e.g. bills, tuitition fees etc.
• meem Multicurrency accounts can help diversify investments by managing assets in different currencies from the convenience of one card 

All Saudi Nationals and expats over the age of 18 can open a meem multi-currency account online.

Existing meem OnePack customers can open multi-currency accounts on the meem app. New customers will have to open a meem OnePack account to open a multi-currency account. Please follow the steps below:

• Login to meem mobile app.
• Click on “Add a new account” under Accounts section.
• Select the account currency (any of the 8 currencies).
• Link your debit card to the foreign currency account.
• Fund your account and travel the world with ease.

You can open multi-currency accounts in the below currencies:

1. US dollars (USD)
2. British pounds (GDP)
3. Euros (EUR)
4. Omani Riyals (OMR)
5. UAE Dirhams (AED)
6. Qatari Riyals (QAR)
7. Bahrani Dinar (BHD)
8. Kuwaiti Dinar (KWD)

Customers will receive a unique IBAN number for each currency account enabling customers to make/receive payments into multi-currency accounts.

There are two ways for you to fund your multi-currency accounts.

1. Simply transfer funds from your meem OnePack account in SAR to the multi-currency accounts via the meem app.
2. You can fund your multi-currency accounts using the IBAN of the multi-currency account by transferring funds from your other bank accounts.

No, customers can link their existing meem debit card (physical or virtual) to their foreign currency accounts in real-time and transact instantaneously.

Customers can also switch back to SAR and any other currencies in real-time through the app.

Customers can spend at POS or e-commerce for up to SAR 200,000 or its equivalent in foreign currencies each day. Customers can withdraw up to SAR 5,000 or its equivalent in foreign currencies from an ATM.

Yes, customers can link their meem multi-currency account to their debit card to all the mobile wallets such as Apple Pay supported in the region.

If your account doesn’t have sufficient balance to support a transaction, The Auto Sweep feature will automatically deduct the amount from your main OnePack account if the account has enough balance.

Yes, you can spend in currencies other than currencies other the card. However, for such cases FX conversion fees will apply.

There are no fees associated with the account opening. Likewise, there are no annual maintenance fees for the account and linked cards. Refer the pricing schedule for more details.

Yes. you can withdraw funds from their multi-currency accounts into your meem OnePack account at competitive FX rates.

Yes, you will get statements for their all your multi-currency accounts monthly.