Products and Services Fees & Charges

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All below Products and Services fees are subject to 15% VAT and are effective from February 20, 2026

General Banking & Account services

Customer Account

Charge

Opening a new account

Free

Current Account Maintenance Fee

Free

Savings Account Maintenance Fee

Free

meem One pack account Maintenance Fee

Free

SADAD

Free

Balance is less than the required limit

Free

Bank Service

Online

In Store

Account statement (less than 1 year)

Free

Free

Account statement (more than 1 year)

Free

SAR 15

IBAN Certificate

Free

Free

Balance Certificate

Free

Free

Monthly statement by regular mail or email

Free

Free

Withdraw via ATM or Branch

 

Free

Deposit via ATM or Branch

 

Free

Local courier

 

Free

Direct mandate set up

 

Free

Bank Cheque issuance

 

SAR 5

Bank Cheque cancellation

 

SAR 5

Requesting a copy of cheque dated to 1 year and less

 

SAR 5

Requesting a copy of cheque dated to more than 1 year

 

SAR 10

Fund Transfer & Banking Services

Service

Online

In store

Transfer within meem

Free

Free

Transfer to a local bank account with amount exceeding SAR 20,000 (Same business-day)

SAR 7

SAR 25

Transfer to a local bank account with amount exceeding SAR 20,000 (Next business-day)

SAR 5

SAR 15

Transfer to a local bank (SAR 0 - 2500)

SAR 0.5

SAR 0.5

Transfer to a local bank (SAR 2500 - 20,000)

SAR 1

SAR 1

International Transfer Fee

SAR 50

SAR 75

Edit or cancel an international transfer

SAR 15

SAR 15

Standing order set-up

SAR 5

SAR 5

Standing order cancellation

Free

Free

meem Debit Card and POS

Service

Charge

meem Debit Card Issuance

Free

Using meem Debit Card at POS terminals

Free

Using meem Debit Card at POS terminals (within GCC)

Free

meem Debit Card Renewal

Free

Re issuance of meem Debit Card (Retained by ATM)

Free

Naqad Service (Purchase with cashback

Free

Issue an additional meem Debit Card

SAR 10

Local cash withdrawals

Free

Account Balance inquiry - GCC

SAR 3

Account Balance inquiry out of GCC (VISA Network)

SAR 3

ATM withdrawal (GCC Net)

SAR 10

ATM withdrawal - Out of GCC (VISA Network)

3% capped at SAR 25

meem Debit Card replacement fee (mada) - (Lost/damaged/ 3 invalid passwords)

SAR 10

FX Currency Conversion rate - International Purchase

2%

Wrong Dispute Fee (incl. statement)

SAR 15

meem Credit Cards

meem Go Credit Card

Charge

Annual Fee (Primary Card)

Free

Annual Fee (Supplementary Card)

Free

Credit Card re-issuance fee

SAR 15

Cash advance fee

3% of the transaction amount and subject of a maximum of SAR 75

Credit card dispute fee (if wrong dispute)

SAR 25

Account Balance enquiry on ATM

SAR 1.5

FX rate

2% (0% until 31 August 2026)

meem Platinum Credit Card

Charge

Annual Fee (Primary Card)

SAR 350

Annual Fee (Supplementary Card)

SAR 50

Monthly Profit Rate

2.99%

meem Signature Credit Card

Charge

Annual Fee (Primary Card)

SAR 500

Annual Fee (Supplementary Card)

SAR 100

Monthly Profit Rate

2.90%

meem Infinite Credit Card

Charge

Annual Fee (Primary Card)

SAR 750

Annual Fee (Supplementary Card)

SAR 150

Monthly Profit Rate

2.90%

Credit Card General Fees

Charge

Late Payment Fee

SAR 50

Credit Card Re issuance

SAR 15

Cash Advance fee (ATM)

3% of the transaction amount (Capped at SAR 75)

Credit Card Dispute fee

SAR 25

Balance Inquiry (via ATM)

SAR 1.5

International Purchase transaction fee

2%

Cash withdrawal fee (e-wallet top-up)

Free

Savings Account

Percentage Weightage

Expected Profit Rate

Mudarib Share of Profit

19%

1%

99%

Personal Finance

Personal Finance

Charge

Processing fees

0.5% capped at SAR 2500

Service Charge in case of delivering the commodity

SAR 2000

Late Payment Fee

SAR 250

Home Finance

Home Finance

Charge

Property evaluation management fee

1% capped at SAR 5000 (whichever is less)

Late Payment fee

SAR 250

Murabaha Deposit

Murabaha Deposits

Charge

Commodity Delivery Service

SAR 2000

Early liquidation charges

Profit Amount Fortefied

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