meem Millionaire account

Your journey to a million starts here.

Every riyal saved brings you closer to becoming a millionaire in 90 days!

Last update on 7/7/2026

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Because every millionaire starts somewhere!

The more you save, the more opportunities you unlock. Grow your balance, earn chances and stay on track towards a million.

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Why open a meem Millionaire account?

meem Millionaire account rewards every step of your savings journey. The more you save and engage with meem, the more chances you earn to become our next millionaire. 

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Examples of entry calculations

Description No. of Entries Earned

The average monthly balance in the first month of the campaign is SAR 900 and the minimum balance threshold is not met; therefore, no entries are earned for that month.

0

Average monthly balance in the second month of the campaign is SAR 4,400.

4

Average monthly balance in the third month of the campaign is SAR 3,800.

3

Total entries earned for maintaining balances

7

Description No. of Entries Earned

The customer makes 5 bill payments in the first month.

1

Customer performs 4 bill payments in the second month.

1

Customer performs 1 bill payment in the third month.

0

Total entries for bill payments

2

Description No. of Entries Earned

Customer transfers a salary in the first month.

1

Customer transfers a salary in the second month.

1

Customer does not transfer a salary in the third month.

0

Total entries for salary transfer

2

Description No. of Entries Earned

3 successful referrals in month 1.

1

1 successful referral in month 2.

0

4 successful referrals in month 3.

1

Total entries for referrals

2

Frequently asked questions

What are the benefits of the meem Millionaire account?

The meem Millionaire account helps you grow your savings while giving you the chance to become a millionaire. You’ll earn monthly profits based on your average balance and receive entries into the SAR 1 million draw when you meet the eligibility criteria.

Who can open a meem Millionaire account?

All active meem OnePack customers aged 18 and above can open a meem Millionaire account. GIB employees and their immediate family members (parents, spouses, and children) are not eligible.

What is the grand prize in the raffle draw?

One winner will receive SAR 1 million every three months.

What is the qualifying period for the first meem Millionaire draw?

The qualifying period for the first draw begins on July 1st, 2026, and ends on September 30th, 2026.

When will the first meem Millionaire draw take place?

The draw for the first SAR 1 Million prize will take place on October 10th, 2026.

What are the minimum eligibility criteria to receive a chance for the raffle draw?

To qualify, you must maintain an average monthly balance of at least SAR 1,000 in your meem Millionaire account within the campaign period. Entries are calculated and assigned at the end of each Gregorian calendar month.

How is the monthly average balance calculated?

Your average monthly balance is calculated using your daily closing balances throughout the Gregorian calendar month.

Is there a way customers can increase their chances for the raffle draw?

The more you save, the more entries you earn. Every SAR 1,000 in your average monthly balance equals one entry into the draw.

Customers will also be entitled to additional chances when they meet the following criteria in each month based on the transactions using their OnePack account.

Activities in a Month Monthly Entries

3 or more SADAD bill payments in a month

Maximum of 1 entry

Salary assigned to meem

Maximum of 1 entry

3 or more successful referrals in a month

Maximum of 1 entry

Is the meem Millionaire account a Shariah compliant product?

Yes, the meem Millionaire account is a Shariah approved account based on the concept of Mudarabah.

How is the profit calculated on the meem Millionaire account?

Profits are calculated based on your average monthly balance and are credited monthly before the 15th day of the following month.

What transactions are permitted on the meem Millionaire account?

You can transfer funds between your meem OnePack Account and your meem Millionaire account. Other incoming and outgoing transactions are not eligible.

Where can I find more details on the raffle draw?

Full details, including campaign periods, draw dates, prizes, eligibility requirements, and entry criteria, are available on the website. 

Will I get a debit / ATM card and cheque book?

No. Debit cards, ATM cards, and cheque books are not issued for the meem Millionaire account.

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